GETTING TO KNOW CATHERINE CALKO OF SPRING OAKS CAPITAL
- Catherine Calko loves the classics. And that love extends to her work and career in the accounts receivable management industry. What she loves so much about working in this industry — collaboration and collective problem solving — is something she practices as much as she preaches it. Read on to learn more about Catherine and how she can help you become more organized and productive while also acting as your source for the best strawberries. This series is sponsored by Applied Innovation.
JUDGE GRANTS MTD IN FDCPA CASE OVER ALLEGED ATTORNEY THREAT IN LETTER
- A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because the plaintiff received a collection letter that indicated her account would be referred to an attorney to review “possible legal options” if a payment was not received, ruling that the statement was not a threat to take action that could not be taken and that the letter provided the plaintiff with enough options to avoid such a fate.
ED. DEPT. CANCELS $500M IN LOANS FOR SCAMMED STUDENTS
- The Department of Education announced yesterday that is canceling the student loan debts for 18,000 individuals who were scammed by a defunct for-profit college. The total amount of the loans being forgiven is about $500 million.
CFPB DATA REVEALS LOW DELINQUENCY RATES, BUT TIME WILL TELL IF THAT CONTINUES, POST-PANDEMIC
- The Consumer Financial Protection Bureau has updated a report it first released last year that detailed the delinquency rates on major types of credit in order to illustrate how consumers were being financially affected by the COVID-19 pandemic. Now looking at data through the end of April 2021, the CFPB’s data indicates that delinquency rates on auto loans, student loans, credit cards, and mortgages are still below pre-pandemic levels, but “time will tell whether delinquencies begin to rise again through the summer and fall of 2021.”
CFPB TO RESTART EXAMINATIONS RELATED TO MILITARY LENDING
- The Consumer Financial Protection Bureau yesterday issued an interpretive rule that reverses a policy decision put in place under the Bureau’s former leadership that will restart examinations in order to enforce the Military Lending Act.
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